Best US Online Casinos That Accept Credit Cards 2022

Top Credit Card Casinos

Credit cards have been one of the most commonly accepted payment methods across online casinos for over a decade. Over time, financial institutions have evolved in their technology and, in turn, have upgraded the security of credit cards.

These upgrades enhance the safety and security of credit cards for online transactions. By tying up with third-party financial institutions, security features and encryption algorithms make credit cards a reliable payment method at online casinos. In addition, credit cards can be loaded on e-wallets and online third-party financial portals to ensure their financial information is highly secure.

The most popular credit cards used in online casinos are Visa, Mastercard, and American Express. Today hundreds of online casino websites show up with a simple Google search. As the most widely acceptable financial method on online casinos, credit card information can be misused if players fall prey to scam websites that pose as legal casinos.

Our expert guide to credit card casinos offers players a comprehensive list of platforms that treat their financial information with utmost care and security.

Top Real Money Online Casinos That Accept Credit Cards

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Online Casinos That Offer Bonuses for Credit Card Users

Players who use their credit cards to sign up can enjoy exclusive casino bonuses and promotions. These promotions can come in the form of a welcome bonus package, deposit or no-deposit bonuses, and regular promotions for loyal players. While no deposit bonuses are available to all players using credit cards, most casinos require players to make a deposit before withdrawing their winnings.

We rank the bonuses based on their popularity, value for money, and user experience on the casino platform.

1.BetMGM Casino100% Deposit Match up to $1,000 and/or $25 No Deposit Bonus
2.DraftKings Casino100% Deposit Match up to $2,000 and/or $50 Free Site Credits
3.Caesars Online Casino100% Deposit Match up to $2,000
4.WynnBET Casino100% Deposit Match up to $1,000
5.Borgata Casino100% Deposit Match up to $1,000 and/or $20 No Deposit Bonus
6.Unibet Casino100% Deposit Match up to $500 and/or $10 No Deposit Bonus
7.Betway Casino100% Deposit Match up to $1,000
8.Golden Nugget Online Casino100% Deposit Match up to $1,000 and/or 200 Free Spins
9.Hard Rock Online Casino100% Deposit Match up to $1,000 and/or 50 No Deposit Free Spins
10.Party Casino100% Deposit Match up to $1,000 and/or 25 Free Spins

About Credit Cards

Credit cards have been used for online gambling for over a decade. The convenience of funding your casino account with credit that you can pay back over time is a convenience that users love about credit cards.

The most popular credit cards used online are Visa, Mastercard, Amex, and Discover. Visa and Mastercard are especially well-known for allowing international transactions on online casinos. In addition, reputable credit card casinos make it very easy to fund and withdraw from casino wallets, and users prefer using credit cards more than other payment methods.

Credit Card Casino Games and Operators

With the rise of online gambling, the traditional brick and mortar casinos have taken the back seat. Why? Because of the convenience, experience, and variety of games that players can enjoy under one virtual roof.

Game developers for the online gaming world have also evolved over the years. They offer games that are not just popular but also provide features not available at a physical casino.

Here are some of the most popular types of casino games you can enjoy at an online casino:

Below are some of the best casino game operators you can find at a legal credit card casino:

  • Microgaming
  • NetEnt
  • IGT
  • Big Time Gaming
  • SG
  • NextGen Gaming
  • Novomatic
  • Reel Time Gaming
  • Slingo Originals
  • Barcrest

Our Suggested Online Slot Games

Playing for a chance to win the big jackpot on popular games like Mega Moolah, Da Vinci Diamonds, Gonzo's Quest and Book of Dead is a breeze when using credit card casinos. The entire transaction process of loading the casino wallet with funds to get started is quick while withdrawing winnings to casino credit cards is just as simple.

When picking a casino to play slot games, finding a casino that features reputed operators is advisable. Some of the best gaming operators to look for are Microgaming, NetEnt, IGT, SG and Reel Time Gaming. These operators hold the licenses required to operate legally in the United States and are governed by the Gambling Legislation of individual states.

In today's era of online gaming, players have expectations that they look forward to when playing. Asian themes, Egyptian themes, Fantasy themes, and Greek-themed games are the most popular slots amongst players. Other games such as Cleopatra, Lobstermania, Thunderstruck II are also popular titles featured on legal credit card casinos around the US.

GameDeveloperThemeRTPAvailable At
Blood SuckersNetEntFantasy98%Borgata Casino
NarcosNetEntTV Series96.23%Caesars Online Casino
Eye of HorusReel Time GamingEgyptian96.31%BetMGM Casino
Book of RaNovomaticEgyptian96%Party Casino
Rainbow RichesBarcrestFantasy95%BetMGM Casino
Mega MoolahMicrogamingAfrican88.12%N/A
Da Vinci DiamondsIGTArt94.93%Unibet Casino
Gonzo’s QuestNetEntAztec95.97%Borgata Casino
Thunderstruck IIMicrogamingGreek96.65%DraftKings Casino
LobstermaniaIGTOcean94.9%DraftKings Casino
Divine FortuneNetEntFantasy96.59%Borgata Casino
SlingoSlingo OriginalsTV Show95%Unibet Casino
BonanzaBig Time GamingAdventure96%Hard Rock Online Casino
88 FortunesSGAsian96%Borgata Casino

How to Use Credit Cards to Deposit and Withdraw Funds

Using credit cards to deposit and withdraw funds from a credit card casino is one of the easiest ways to transact online. Users simply enter their credit card number information on the legal credit card casinos and enjoy all the benefits of gaming online.

In general, all legal casinos are required to have specific encryption algorithms in place because they capture customers' sensitive information. Therefore, players have the freedom to enjoy the perks of an online casino but also stay safe.

How to Deposit Money Using Credit Cards

Most credit card casinos make it easy for all customers to get into playing rather than worry about long transaction times or extra fees. The process of depositing at an online credit card casino is easy, with the flexibility of completing transactions on the go. The best part? Casino credit card transactions are processed instantly, and your funds will be available for play shortly.

If you need help during the process and wish to discuss a refund or need general support, the casino customer service team can assist you. When depositing funds, follow the steps listed below to get started:

  1. Register on a legal online casino – Choose a legal online casino that provides value and out the registration form.
  2. Verify Your Account – Verify your identity, residence, and age by providing Know Your Customer documents.
  3. Head to The Cashier – Open the cashier section and enter the credit card details to use for your current and future transactions.
  4. Deposit Money – Choose the amount you wish to deposit into your casino wallet. Bear in mind that many casinos have a minimum deposit requirement.

How to Withdraw Money Using Credit Cards

When you are ready to withdraw your winnings from your casino account, there are a few things that you need to keep in mind. The first being to ensure that you have met all wagering requirements of winnings made from promotions.

Secondly, every casino has different processing times, and most of the time, delays occur because of the player's financial institution.

Thirdly, there is a minimum amount that can be withdrawn from your casino account. Lastly, sometimes players may be charged up to 3% in processing fees. Here are the steps to initiate a withdrawal process and enjoy your winnings.

  1. Access The Cashier – Select withdrawals from the cashier menu.
  2. Choose the withdrawal method – Choose the credit card you wish to withdraw to, from the displayed list.
  3. Check your details – Check all the details listed with your selected credit card to avoid delays.
  4. Withdraw – Press the withdraw button to initiate the withdrawal process and enjoy your winnings.

Minimum Deposit and Withdrawal Amounts for Credit Cards Online Casinos

All real money online casinos require some payment method to be added to deposit and withdraw funds. A minimum deposit may be required when depositing funds, and a withdrawal minimum limit may also apply. Even if you join a no deposit casino, a deposit may be required to withdraw funds after meeting wagering requirements. This information is usually available on the payments page of the casino or under the terms and conditions.

Withdrawal Times for Credit Card Casino Sites

While all withdrawals on a credit card casino are processed immediately, it can take a while before the money reflects in your account. These delays are caused mainly by the credit card issuing authority and are resolved without further action from your end. At the most, withdrawals from online casinos can take up to 5 working days.

CasinoMinimum DepositMinimum WithdrawalWithdrawal Time
BetMGM Casino$10$20Up to 5 Business Days
DraftKings Casino$5$20Up to 5 Business Days
Caesars Online Casino$10$10Up to 5 Business Days
WynnBET Casino$10$10Up to 5 Business Days
Borgata Casino$5$10Up to 48 Hours
Unibet Casino$10$10Up to 5 Business Days
Betway Casino$10$10Up to 3 Business Days
Golden Nugget Online Casino$10$20Up to 2 Business Days
Hard Rock Online Casino$10$10Up to 72 Hours
Party Casino$10$10Up to 5 Business Days

Why Credit Cards Are a Trusted Payment Method

Players who opt to use casino credit cards to fund their accounts have the privilege of enjoying instant access to their funds. In the United States, credit card institutions take financial security very seriously and apply strict protocols for safety. In fact, the United States is one of the only countries that still allow players to use credit cards to gamble online, thanks to the multiple levels of security that credit card companies offer.

  • Friendly betting limits are enforced
  • Three layers of security
  • Easy to apply for one
  • It can be used at multiple casinos
  • Funds are instantly available to use

Credit Card Mobile Casinos

Online casinos have evolved considerably to offer players a seamless experience when they play on mobile devices. For this reason, all essential features of credit card casinos are available on portable devices too.

Using a credit card to load casino wallets and withdraw from the casino account is easy and can be done from any browser or a dedicated casino app. No special software or app is needed to use your credit card at online casinos. All you need is the physical card to enter your information when required, and players can also save their credit cards on their phone wallets, so all the credit card information is automatically populated when needed.

Pros and Cons of Credit Cards

Credit card casino sites are a massive hit amongst online players because of the instant access to funds that players can use. The security features of these cards also pose a good reason why they are preferred. However, while there are many benefits, there are some disadvantages to using your credit card at an online casino.

✅ Pros❌ Cons
Deposits are made instantlyInterest rates may apply if you delay repaying the funds
Secure and fastWithdrawals to credit cards can take long
No Fees are charged when depositingFees may be charged for withdrawal to credit cards
Easy to apply for a credit cardSome credit card institutions treat gambling purchases as cash advances which attract a fee
Accepted on most credit card online casinosCredit limits are often higher than what you have available in your bank account, which can mean you spend more than you have

Other Trusted Payment Methods Accepted by Online Casinos

While credit card casinos accept popular credit cards like Visa, MasterCard, and AMEX, some players prefer other payment methods. Lucky for all, most online casinos have more than five funding options for online casino account holders.

With smartphones now being one of the most popular ways of playing at online casinos, it has seen both Apple Pay and Google Pay become two popular options when it comes to depositing and withdrawing at gaming sites.

Online third-party financial institutions like PayPal offer an extra few layers of security than what is available on credit cards. Other methods like Skrill and Neteller are also great options to consider.

For those who aren't fond of the withdrawal times that come with using any other payment method, Mazooma is an excellent option. In addition, Mazooma is perfect for instant withdrawals, giving players the benefit of enjoying their winnings quickly.

Payment methods like PlayPlus and ACH are also available for players in the US. PlayPlus works like a pre-paid debit card that can be loaded for use on online transactions. On the other hand, ACH is great for electronic bank transfers.

Credit Card Casino FAQs

Which online casinos accept credit cards?

Several online casinos offer credit cards as a payment method. However, not all websites are legally authorized to operate as a casino. Our experts recommend using legal casinos such as BetMGM Casino, Borgata Casino, Caesars Online Casino, Unibet Casino, DraftKings Casino, WynnBET Casino, Betway Casino, Party Casino, Hard Rock Online Casino, and Golden Nugget Online Casino to play.

Can I still claim free spins and deposit bonuses when using a credit card?

Yes, you can claim bonuses available for all casino players who sign up for an online casino account. In addition, online credit card casinos also offer regular promotions for deposits that can be availed by players who wish to use a credit card to fund their accounts.

Is there a minimum credit card deposit amount at online casinos?

Most online credit card casinos require a minimum deposit to begin playing. However, several casinos run promotions that do not require a deposit. Therefore, while players who use a credit card can still avail the bonuses, they may be required to make a small deposit before withdrawing their winnings.

Are there any fees involved?

Credit card deposits are usually free at all online casinos. However, there are some instances where a fee may be involved when withdrawing to a credit card. Apart from this, players should remember that interest charges will apply for credit card debt that has not been repaid.

What is the processing time for credit card withdrawals?

While most credit card casinos allow instant deposits to your casino account, withdrawals to credit cards can take time. The average time for credit card withdrawals can range from 1 to 5 working days.

BioWhen I am not writing or designing, I'm playing at the local VIP casino lounge. I have worked with the online gambling industry as a content creator for 4 years now, and I have managed to use my insights to win the jackpot 8 times. Yes! 8 times. When I write, I do so with passion to share my knowledge with those who can benefit from it.
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