Best Live Dealer Baccarat Casinos USA 2022

Playing live baccarat games from your home is no longer a pie in the sky. US players now get the chance to play live dealer baccarat online just as if they were in land-based casinos.

We at CasinoSmash made sure that you don't only get to play live baccarat without leaving your house, but you get to enjoy the game at the best live baccarat casinos for US players! Check out this guide to discover the best live dealer baccarat casinos, redeem the bonuses, and start playing!

Best Online Casinos for Live Baccarat Games

Instead of looking for the best live dealer baccarat casino yourself, check out our list of reliable, reputable, and trustworthy live baccarat casinos and make your pick.

Info icon

Oops. No rooms were found..

How to Get Started with Live Dealer Baccarat

Contrary to popular belief, playing online casino games is not just about the game itself. Hence why playing live baccarat online requires research of the online casinos, live baccarat software providers, payment options, and much more.

Speaking of research, the team of CasinoSmash has done it for you. You can now check out the best live dealer baccarat casinos and their bonus promotions. You can also see where in the US live baccarat games are legal and how to start playing baccarat online.

Do you want to know how live dealer baccarat works? Or maybe you want to check out a baccarat strategy and the game types? Or do you want to know a flat betting strategy for baccarat? Our complete live dealer baccarat online guide has got you covered.

Where Can You Play Live Baccarat Online in the United States?

Online gambling in the US is not yet legal on a national level. Each US state has its own laws regarding Internet gambling.

Online players residing in Michigan, Pennsylvania, New Jersey, Connecticut, and West Virginia are in luck, as they can find at least one reputable online casino that operates legally in their state. In reality, there are at least a few online casinos available in these 5 states, including BetMGM and DraftKings Casino.

However, out of these five states, only 3 have fully regulated online live games, including live dealer baccarat.

Playing live dealer games in the US, or more specifically live dealer online baccarat is available in:

  • Michigan: Playing baccarat online with a live dealer is possible in Michigan since January 2021. The state of Michigan is one of the latest to join the duo that offers legal access to live casino sites. To be able to play live baccarat online and claim any live casino bonuses in MI you need to be 21 years old or more and sign up at one of these legal casino sites in Michigan.
  • New Jersey: The state of New Jersey legalized online casinos in 2016. Today, most NJ online casinos offer players the opportunity to play live baccarat online games. The only thing required of you to play at live baccarat online casinos in NJ is to be of legal age. Anyone that's 21 years or older and currently on the territory of NJ can play live baccarat, even if you're just waiting for a transit flight at the airport.
  • Pennsylvania: Pennsylvania passed its legislation in 2020, and the first online casino in the state was launched at the end of the year. In the state, live dealer casino games became legal at the same time as all other online casino games. To be able to join an online casino for PA players, you need to be at least 21 years old.

We expect a change in the scenery in the near future, as online casino games are already legal in CT and WV. Moreover, Delaware and Nevada are hopefully on the way to legalizing live dealer games, as they have already allowed online casino games for their residents as well.

Unfortunately for New York residents, none of the best NY online casinos offers live baccarat games in 2022.

What are Live Dealer Baccarat Games?

Live dealer baccarat games don't differ regardless of your location. You can play at a land-based casino or from your home, and the live game would be played exactly the same.

Online live dealer baccarat is made possible by HQ live streams that are streamed in real-time from a land-based casino. This means that playing an online live dealer baccarat game allows you to place bets online, while the real action is actually taking place.

Once you join a live dealer baccarat table, besides the professional dealer, you can see the software of the game itself and the live chat which allows you to communicate with the dealer and the rest of the players.

On the screen, you can see the settings, limits, and rules of the version of the game you just joined, tips, bets, and side bets. You can also see your hand history, your current balance, the betting chips, re-bet options, as well as your current total bet.

The same thing applies to other live dealer games as well. And remember, the only thing you need to play live baccarat, live blackjack tables, or live roulette are live dealer casinos.

Online Live Baccarat Software Providers

Every live baccarat game comes with its own perks, tables, and professional dealers. And when it comes to live casino games that are played online, there is one more thing to pay attention to: the software that comes with the game.

Playing baccarat at an online casino is all about picking the right game from the best software developers. This is why we have picked the best game providers for US players.

If you want to play baccarat online with a professional dealer, you should be looking at games developed by:

Mobile Casinos with Live Baccarat Tables

Online casinos enjoy a high reputation thanks to the portable and easily accessible experience. Travelling to a land-based casino is no longer required to play any casino game. And things are even easier with mobile gambling sites.

Today, you don't even have to be at your house or in front of your computer to be playing a live baccarat game. You could simply use your phone to play your favorite casino titles. And the best part is, all of the available US casinos have the Instant Play feature, meaning that you don't have to download any additional software either.

To play live baccarat games from your mobile devices, you can join:

  • BetMGM Casino
  • Borgata Casino
  • Party Casino
  • 888casino
  • DraftKings Casino
  • Hard Rock Casino
  • Unibet Casino
  • Las Atlantis Casino
  • Casino Classic
  • Wild Casino

Some players would prefer playing from a downloaded casino app as well. If that's the case and the casino you chose has a mobile application available, you should go for it. However, you should make sure to download the casino app from a trustworthy source.

How to Play Live Dealer Baccarat Online

The first step to playing any casino game is to find the best casinos that have the game, which in this case is to offer live dealer baccarat. Once you find your favorite live baccarat dealers at the casino, you can create your account and start your live baccarat adventure.

This is how you start playing online baccarat with live dealers:

  • Log in with your casino account and choose a table to join.
  • Once you've chosen your game variation, make a deposit.
  • The game starts with the dealer dealing 2 hands, to you and the banker.
  • You get to place a bet on yourself, on the banker, or make a tie bet.
  • Once the wagers are placed, both the banker and you will get two cards.
  • The winner is the one that has a card sum closer to 9.

If you've placed a bet that the banker wins, and the cards reveal the same - you have won the bet! However, if you thought that you had the winning hand, but the banker had a closer sum to 9, the banker wins.

Additionally, in some versions of the game, players can place side bets, such as:

  • Dragon Bonus
  • Perfect Pairs
  • Big/Small
  • Color in Majority
  • Super Six
  • Dragon Seven

Rules and Variants

Learning how live dealer baccarat works is rather simple. Of course, the rules will vary from one variation to another, but these are the basics of the game:

  • Aces equal 1
  • Face cards equal 0
  • Best hand = 2 cards that equal 9
  • Drop leftmost digit when a double-digit number occurs
  • Four cards are never dealt

As far as the tables go, players may find offers such as Pairs, Dragon Bonus Bets, Big, Small, etc. Moreover, there may be a slightly different payout structure in some games, such as Commission Baccarat, Baccarat Squeeze, Multiplayer Baccarat, or Dragon Tiger Live which is considered a variant of baccarat.

If this is the first time you play this game online, we have a guide that explains how to play baccarat going through all the different bets and actions available.

Standard Punto Banco Baccarat

Standard Punto Banco Baccarat is normally played with 6 to 8 decks, and it is played with up to 14 players. This version of the game is deemed to be the most popular among players.

Mini Baccarat

Mini baccarat is a minimized version of the standard game. The differences aren't great, except the fact that the table is smaller, and with it, the betting limits. Mini Baccarat is perfect for newbies or people that like to try other game variants.

Progressive Baccarat

Instead of playing live baccarat with standard pay, Progressive Baccarat includes a jackpot. Other than that, the rules of the game are the same. To get your hands on the progressive jackpot, you need to place side bets. And with the right bets, you could be looking at real money prizes counting up to thousands of dollars.

Lightning Baccarat

Lightning Baccarat is designed by Evolution Gaming and it includes multiplier functionality. This means that the cards get a random multiplier from 2x to 8x. Moreover, each player bet has a 20% Lighting Fee. If you're looking forward to playing Lightning Baccarat, we have got some good news for you - you can find the game at most US online casinos!

Speed Baccarat

If the standard version of live baccarat is somewhat too slow for you, Speed Baccarat is what you should go for. Everything happens faster here, so you will need to know all the rules by heart.

Advantages of Live Dealer Baccarat

Regardless of the version of the game you go for, or whether you're playing Baccarat Squeeze, you join a table with Dragon Bonus, or you play baccarat with side bets, there are plenty of advantages to be looking forward to.

If you chose to play baccarat live with a professional dealer, these are some of the perks that you'll get to enjoy:

  • Real casino environment
  • Professional dealers
  • Privacy
  • HD Streams
  • Wide range of betting limits
  • A variety of payment options
  • Bonus promotions
  • Side bets

Live Dealer Baccarat Offers

Playing live baccarat at an online casino comes with an advantage that land-based casinos cannot offer. That's the live dealer baccarat bonus promotions that can be found at most live dealer online casinos.

As we have already tested the casinos and checked their security status and reputation, the only thing left for you to do is pick the bonus promo you like the most!

Before redeeming a bonus, remember to read the terms and conditions of each promotion. Some of the things to look for are playthrough requirements, validity date, minimum and maximum bets allowed, and max winnings.

Best High Stakes Baccarat Games Online

The betting limits of the baccarat tables don't solely depend on the software providers or the game itself, but on the casinos too.

With that said, some of the best high-stakes baccarat variants can be found at Unibet Casino and 888casino. Unibet has a max cap limit of $50,000, which should satisfy the high rollers too. 888casino, on the other hand, has a limit of $25,000.

If high stakes are what you're after, here are a few tips to make the most of your time:

  • Place bets on the banker, as the house edge is lower.
  • Don't use betting systems
  • Make the most of the cashback offers
  • Avoid Commission Free Baccarat

However, if you're an inexperienced bettor, we don't recommend that you go for the high-stakes games. Instead, you can try with lower limits until you build up your game strategy.

Finally, we encourage responsible gambling as a gaming style. Players should never spend more than they can afford to lose in a gaming session.

Other Games to consider

Dream Catcher or Crazy Time: Created by Evolution Gaming, this modern game show revisits the classic money-wheel gameplay and turns it into an exciting multiplayer online event.

Live dealer Sic Bo: Mixing together craps and roulette, this Asian gambling game is an exciting one to play at the best live dealer casinos in the United States.

Live Blackjack: There are so many options for live dealer games when it comes to blackjack, from Blackjack Party, High Stakes Blackjack, Low Stakes Blackjack, VIP Blackjack and more.

Live Roulette: Similarly to blackjack, roulette has so many different variations, which include Immersive Roulette, Lightning Roulette, VIP Roulette, Live European Roulette and Instant Roulette.

Frequently Asked Questions

Is live baccarat real?

Absolutely! Live baccarat is a real game that is actually taking place at a land-based casino in real-time. You can join the game from your home at an online casino that offers it and watch the live dealer with the help of live stream software.

Is live dealer baccarat legal in the United States?

As of now, playing online baccarat with a live dealer is only in three US states: NJ, MI, and PA. Other states either don't offer live games yet, or they don't allow Internet gambling at all.

How do you play baccarat online with a real dealer?

Playing online baccarat with a live dealer is played the same way you'd play at a brick-and-mortar casino. You simply need to choose an online casino, head to the 'Live Casino Games' section, pick the baccarat table you like, and join it to start playing.

Is live dealer baccarat rigged?

To make sure that the live dealer baccarat table you're playing is not rigged, join baccarat tables at reputable and trustworthy casinos only! See our top live baccarat US casinos above for a safe and fair gaming experience.

Can I play live baccarat online for free?

Live baccarat is a real money game, which means that it cannot be played for free. Playing online baccarat with a live dealer means that there's a real person running the game, which explains why you cannot play it for free.

Crazy TimeLive Hi LoLive Blackjack
Low Stakes BlackjackInfinite BlackjackLive Craps
Sic Bo LiveLive RouletteLive European Roulette
Live French RouletteImmersive RouletteVIP Roulette
Dream CatcherDouble Ball RouletteSlingshot Auto Roulette
Blackjack PartyMonopoly LiveDeal or No Deal Live
BioPolitical scientist, and gambling expert, I have spent the most part of the last ten years writing about the casino and poker industry. As a professional journalist, I work with FOX News, La Repubblica, the Economist, Politico, and PokerNews. As a gambler, I won money pretty much anywhere in Europe. As a gambling editor, I'll help you do the same.
We are CasinoSmash – an expert guide about casino, and our experts will only help strengthen your knowledge. We can help you bet safely by providing strategies, pro tips, and honest reviews about the best licensed and regulated casinos available. In addition, we also find the latest bonuses, promotions and free spins for new and existing customers so you don’t have to.
Our Associates:
This site is 100% for entertainment purposes only and does not involve real-money betting. Please gamble responsibly. Call 1-800 GAMBLER in the U.S, 1-866-531-2600 in CA, or visit in the UK for help. You should be 21+ in the U.S., 19+ in Canada, and 18+ in the UK to participate in sports betting and iGaming.
BeGambleAwareOver 18GamStopRaigGambling Therapy
© 2013-2022