Live Dealer Hi-Lo Casino Game

Have fun and good luck on live dealer Hi-Lo games! Hi-Lo, the American adaption of a traditional gambling game, has basic rules similar to any craps game where players place bets on the outcome of a roll of the dice. The game is built according to the rules used by players in the Old West centuries ago as a way to teach dice and strategy to novices, but since the early 20th century the traditional game has evolved and has spread beyond casinos.

If you are looking forward to playing Hi-Lo games online in the United States, you are in the right place. CasinoSmash brings you all the best live dealer online casinos available to play Hi-Lo games with bonuses. Available at the best legal casino sites for US players, you’ll find all the most popular styles and rules that engage you for hours at a time.

The best way to get started is to sign up at one of the online casino sites listed below and claim your bonus for playing Hi-Lo.

The Best Live Dealer Hi-Lo Casinos

We have picked the best live dealer Hi-Lo casinos and this is what you can expect: licensed and registered casinos, fast payouts, casino bonuses, and the chance to play Hi-Lo!

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What is the Live Hi-Lo Game

Live Dealer Hi-Lo was released in 2015 by one of the best software providers in the game industry - Playtech. They successfully combined the regular Hi-Lo version with professional dealers that stream the game live from land-based casinos.

The game rules are simpler than most casino games. Players get to place a bet on whether the next card dealt will be of the same value as the base card, or will it be higher or lower.

Additionally, this high low game allows players to place side bets, which essentially allows them to win bigger than they would with only the base bet.

Other Live Dealer Games by Playtech

As one could expect, this is not the only live dealer game developed by Playtech. In fact, they have rather wide game selection options, including Genie's Hi-Lo, 3 Card Brag, Blackjack Party, Live Speed Roulette, Baccarat Squeeze, VIP Blackjack, the live Dream Catcher casino game, Unlimited Blackjack, Casino Hold'em, and many more.

Compared to all these, Hi-Lo is one of the easiest games to learn and one of the best casino games for beginners available at United States casinos online.

High Low Card Game Variants

This simple casino card game comes in a few game variants, each one having a different set of game rules. We will now take a look at each one of them, so you can decide which game settings suit you the best:

Genie’s Hi-Lo

Genie's High Low version actually has 2 variants. A classic Genies' and a jackpot version. There are 52 cards ranked as in poker, except the ace is only a low card. Here, you don't only pick whether the next card will be higher or lower, but you also guess the color. You can play up to 11 times because the cards are not being replaced as they are drawn. Regardless of your choice, the house edge is the same and valued at approximately 3%. The jackpot version has an additional jackpot card.

Online Draw High Low

Online Draw High Low is a Betsoft version of this card game. Again, you have to guess the next card, except this time, you're playing against a random number generator software. The size of your winnings is dependent on your bet and the multiplier that comes with the card.

Hi-Lo Switch

HiLo Switch asks you to place a bet even before there is one card face down. In fact, this time, once you place your bet, there will be 3 cards dealt face up in front of you. Then, the fourth card is placed face down. Now, you get to bet: higher or lower. However, this game usually involves 3 card decks, which makes card counting quite impossible. The RTP of the HiLo switch is approximated at 96.62%.

How to Play Online with a Live Dealer

If you wanna start guessing higher or lower with a live dealer, this is how you can do it:

  • Pick a casino site, sign in, and join a HiLo table.
  • The central view is where you will see the live-streamed dealer and the table, alongside numerous card decks.
  • On the right side of the screen, you'll see a card graph and the card history.
  • On the upper screen, you can check out the betting limits, the rules, and the card values.
  • On the left side of the screen, there's a live chat which you can use to communicate with the live dealer.
  • Finally, at the bottom of the screen, you can see your bet options and the betting range.

You will often be asked to place your first bet even before the first face-down card is dealt.

Winnings and Expected Return

In reality, no particular skills or any Hi-Lo strategy are required for a player to win in this card game. This means that anyone can win, it just takes a little bit of luck.

But if you're a more advanced player, you can use other side bet options. For example, you can try to guess the card suit of the winning card, besides betting higher or lower.

Winning Odds

Let's take a look at the winning odds of this online card game, and what happens if you bet lower or higher. Let's say the current base face-up card is an Ace. The only way to bet here is Higher, so the odds are only 1x. However, let's look at an example where the first card is a 2.

If you bet for higher, your winning odds are 1.10x. This is understandable, as it is most likely that you will get a higher card. However, if you place a bet that the card will be lower, and only the ace is a lower card, the odds are 12x. In other words, if the face-down card is an ace, you are looking at quite a big win.


We all play to win, so let's see the winnings table of this incredibly simple and easy to play casino game:

Hi-Lo BetPayout
Bet on Black/Red1.91 to 1
Bet on Ace11.56 to 1
Bet on Ace/King5.78 to 1
Bet on 2, 3, 4, 52.89 to 1
Bet on 6, 7, 8, 92.89 to 1
Bet on J, Q, K, A2.89 to 1

It is important to know that these payouts only apply to the live version of the HiLo game, as they provide many side bet options. Moreover, the payout structure may vary from one table to another. The same applies to the house edge.

Easy Tips for Beginners

If you're a newbie to casino games, or you've only played at brick and mortar casinos before, this is for you.

Take a look at some of the basic tips for beginners before you play the game:

  • Pick the best online casino for the game.
  • Check out the payout odds.
  • Try out a demo mode before you start playing Live real-money games.
  • Make the most of the casino bonus promotion.
  • Understand the card game rules before you start playing.

Where Can You Play Hi-Lo Live Games Online?

US players that live in New Jersey, Michigan, Pennsylvania, Connecticut, and West Virginia have the chance to play this great card game. However, only players from NJ, MI, and PA can play the live dealer version of the game.

Following are some of the top casinos to play HiLo Live in the US alongside their bonus promotions for new customers:

CasinoCasino BonusAvailable States
BetMGM100% up to $1,000 + $25NJ, MI, PA
Borgata Casino100% up to $1,000 + $29NJ, PA
PartyCasino100% up to $1,000 + 25 FSNJ
888Casino US$20 No DepositNJ
DraftKings Casino$100 from ReferralNJ
Hard Rock Casino100% up to $1,000 + 50 FSNJ
Unibet Casino$10 No DepositNJ, PA

Frequently Asked Questions about Hi-Lo

What is the high low card game?

This high low card game is a simple live dealer casino game that doesn't really require a special game strategy. It is played at have live dealer casinos and there is a real person dealing the cards in real-time. You're betting with the help of special software and a live stream.

Is this game played with a standard deck of French cards?

Yes. This high low game is played with a deck of French cards, where a player wins if they guess whether the next card is going to be higher or lower than the base card.

Can I play live Hi-Lo online for real money?

Yes! Live dealer games are played only with real money, meaning that you will definitely be using and winning real money!

Can I play live Hi-Lo games for free?

You can game online for free only if you're playing this high-low game in demo mode. This means that you need to look for the regular version of the game, rather than in the live dealer section.

What are high and low cards?

The rules say that the King is high and the Ace is low. However, in a given scenario, the high and low card vary depending on the base card dealt.

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BioPolitical scientist, and gambling expert, I have spent the most part of the last ten years writing about the casino and poker industry. As a professional journalist, I work with FOX News, La Repubblica, the Economist, Politico, and PokerNews. As a gambler, I won money pretty much anywhere in Europe. As a gambling editor, I'll help you do the same.
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