41 Top Online Games To Win Real Money in September 2022

online games that pay real money
online games that pay real money

Before you go shopping online for the best cash game apps to earn money, read on. There are hundreds of slot games available on the web, but you can only rely on a few online games to win real money in the United States.

We added bonuses to play all the free online games listed here, so you don't need to spend your hard-earned cash to get one shot at winning money by playing games.

All the games on this list have a high return to player (RTP) percentage, are available at legal casinos in the United States, and are developed by the safest gaming companies in the world. While we can't guarantee that you will earn money on the game apps and websites listed here, your chances to win real money will be higher if you invest your bonuses in these online games.

All the sites that host these online casino games provide real money wins in New Jersey, Michigan, Pennsylvania, West Virginia, Nevada, Delaware, and Tennessee. Before you play, please read this important disclaimer about responsible gambling.

If playing games online to win real money is not legal in your residing state, you can always rely on us to give you alternative suggestions on similar satisfying free games and free apps.

What Are the Best Free Games That Pay Real Money?

Thousands of websites promise users that they can win real money online by playing arcade games, word games, watching videos, shopping online, or downloading mobile games. So we've researched every relevant website and combed through virtual currency forums, trivia games providers, free money game apps, word games providers, and platforms like Quora and Reddit.

Below is what we've compiled - A list of the top 41 online games that pay real money in 2022. These hand-picked games are also the ones that provide the best odds and most popular withdrawal methods like PayPal and Apple Pay.

Important Responsible Gambling Disclaimer

Please note that all the games listed on this page are gambling games and they carry a certain degree of financial risk. We ask you to be aware of the risks and behave accordingly. You should exercise responsibility when you play at real money casinos online and you should never spend more money than you can afford to lose.

There is nothing contained here that constitutes a guarantee of winning. Any information posted within this website is accurate to the best of our knowledge, including the max wins and RTP rates of the games listed below.

Please remember that the odds of winning are not in your favour, so you shouldn't play to seek financial games. Gambling should be seen only as a form of entertainment and not as a way to make money online.

1. Mega Joker

The Mega Joker slot game provides the player with a fruit ninja-styled experience, but with slots. The game consists of 5 rows of fruit. Every player spins the reels with a chance to win the progressive jackpot when the stakes are set to the maximum. The payout percentage for Mega Joker is high, with up to a whopping 99% return to player rate.

How Much Can I Win?

The maximum amount of real money you can win on the Mega Joker depends on the size of the bet you have placed on your winning spin. If you are insanely lucky, you'll get to keep about 2,000 times your total stake. Matching the joker symbols or landing on three stars is the key to winning the jackpot on money-making games like Mega Joker.

Why Do We Recommend Mega Joker to Earn Cash?

  • Up to 99% Average RTP
  • A Wild Joker
  • High Popularity
  • 40 Ways to Win Money
  • Min. bet of $0.40 to $200 per Spin

This game may not be as appealing as other online games that pay real money in terms of visual flair. However, the best feature is the chance to land on the wild joker. The RTP is also high enough for this online game to get two thumbs up from us.

2. Jackpot 6000

If you are a fan of the simple, no-frills-attached style of online games, then Jackpot 6000 is for you to win real money. This game is one of the classic, slots-style online games to win real money. A player who plays for fun without expecting progressive, big money wins will find this slot interesting.

How Much Can I Win?

How does 600x your stake value in free money sound? Like music, right? While Jackpot 6000 does not offer a progressive jackpot, the maximum amount a player can win by playing free online games is a great incentive itself. If you get three jokers on the pay line, cash prizes are triggered.

Why Do We Recommend Jackpot 6000?

  • Up to 98.86% RTP
  • Super Meter Mode with A Mystery Prize
  • 6000 Coins to Win and Earn Money
  • 3x3 Reel Set With 5 Betways to Win Money
  • Min. bet of $0.10 to $10 per Spin

While we recommend Jackpot 6000 on our list of the best online games to win real money, we must confess something. This real money game is featured here purely for its popularity and its impressive RTP. Being available at some of the best legal casinos in the United States, this is one of the best games to win real money for free with a no deposit bonus.

3. Blood Suckers

Here's a shout-out to vampire fans and players who love online cash tournaments to earn money. Blood Suckers made it to our list of highly recommended slots to play in 2022 because it's one of the best money-making games. Players in several US states can now experience vampire-themed gore built into this real money game. In addition, there are tons of bonuses, free spins, and other features to keep you entertained through the Halloween season.

How Much Can I Win?

The high payout ratio to earn money online with Blood Suckers is enough motivation to play this slot game even if you play it with free credits/virtual money. With Blood Suckers, you have a chance of winning 1014.6 times the stake. In addition, the low volatility of this slot makes it a favorable choice to earn money.

Why Do We Recommend Blood Suckers?

  • 98% RTP
  • Wild Features, Free Spins and more
  • 1014.6x Your Stake to Win and Earn Money
  • 5x3 Layout With 25 Betways
  • Min. bet of $0.01 to $50 per Spin

Combining a high return to player percentage with low volatility is a unique feature that makes Blood Suckers stand out as one of the best legit cash games.

4. Rainbow Riches Pick n Mix

The Rainbow Riches Pick n Mix slot boasts a unique twist to the traditional Rainbow Riches game. Packed with bonus features, wild and free spins, this slot will pay real money instantly. As a medium volatility game, this money-making game thrives off its predecessor's reputation but with better bonuses.

How Much Can I Win?

The amount you can win is based on your bet. However, with the incredible RTP and the terrific bonuses available, your chances are higher than average. If you live in New Jersey, Pennsylvania, Michigan, or West Virginia and you play games online, this should be one of your top choices.

Why Do We Recommend Rainbow Riches Pick n Mix?

  • 98% RTP
  • Cash Crop Bonus, Pots of Gold Bonus, Magic Toadstool Bonus, and Free Spins Bonus
  • 500x Your Stake to Win Real Money Online
  • 5x3 Layout With 20 Betways
  • Min. bet of $0.20 to $100 per Spin

High rollers, this slot is one of those real money earning games. Just make sure you choose the Big Bet version for the highest RTP and the biggest wins. This loaded slot to the regular Rainbow Riches fan is a much better alternative to win cash instantly.

5. Jokerizer

This high variance game pairs well with its RTP ratio. Jokerizer ticks all the boxes to stand out with exciting graphics and features as a video slot to win prizes. In terms of popularity, every online casino that pays out real cash features Jokerize on their ace list.

How Much Can I Win?

Small value betters, with the whopping <strong>win of up to $12,000</strong>, you can take home your extra money instantly. In addition, in states like New Jersey and Pennsylvania, where getting paid cash rewards for online games is legal, you can bet up to $20 per spin and win cash prizes.

Why Do We Recommend Jokerizer?

  • 94.22% RTP
  • Scatter Feature, Mystery Win Feature, and a Special Jokerizer Mode
  • $12000 Max Win
  • 5x3 Layout With 10 Betways to Win Real Money Online
  • Min. bet of $0.01 to $20 per Spin

Jokerizer has exciting features that scale up your winning odds. The Jokerizer Mode is worth mentioning for its value of 20 to 6,000 coin win that it offers. In addition, the Jokerizer regular Mystery Win feature offers 6000 coins every time.

6. Jack Hammer 2

Put on your tweed jacket and get ready to win money with Jack Hammer 2. The game is a power-up version of the original real money slot called Jack Hammer. However, the storyline is different this time, and so is the big prize money.

How Much Can I Win

The game provides players with a chance to win up to 1,980x their stake and a 2x multiplier feature. The maximum amount to be won is $495,000 in instant win games like Jack Hammer 2.

Why Do We Recommend Jack Hammer 2?

  • 97.1% RTP
  • Stick Wins, Bonus Features, and Free Spins
  • 1,980 Times Your Stake to Earn Money
  • 5x3 Layout With 99 Bet ways to Win Real Money Online
  • Min. bet of $0.01 to $250 per Spin

Jack Hammer 2 is almost as great as its predecessor, except that the return to player ratio is slightly better with the second version. While the multiplier and stake may be a little lesser, the low volatility is a beautiful pairing for this medium RTP game.

7. Retro Reels Extreme Heat

Players who love online casino games that payout real cash have a soft corner for Retro Reels Extreme Heat. The entertainment value, the fair-sized bets you can place on this game, and the overall wins are outstanding.

How Much Can I Win

The maximum you can win is 10,000x your stake with the right combination of the hot symbols. Taking home a bag full of real cash on an online casino is a treat in the US today, especially if you are the lucky winner of 440,000 coins in this game.

Why Do We Recommend Retro Reels Extreme Heat?

  • 97.5% RTP
  • Multipliers and Free Spins
  • 1,980 Times Your Stake to Win
  • 5 Reel Layout With 30 Betways to Win Real Money Online
  • Min. bet of $0.01 to $112.50 per Spin

In terms of RTP, this game has a high RTP. Individual reel spins are possible with this game, which puts your bet in the best spot to claim its real cash wins. The bonus features and the graphics on this game catch the interest of the player.

8. Devil’s Delight

This game is almost a decade old but holds a tight spot amongst the best NetEnt slots. With a 97.6% RTP and medium volatility, this slot is for the long shooters.

How Much Can I Win?

Devil's Delight thrives on rewarding its players with small wins throughout the game rather than big wins. The maximum bet per spin is fit for the player who plays the long game. If you live in the United States and in a state where you can get paid real money for online casino games, you can take home a win of up to $100,000 on Devil's Delight.

Why Do We Recommend Devil’s Delight

  • 97.6% RTP
  • Soul Collector Feature, Bonus Features and 2 Different Free Spins Feature
  • 5x3 Layout With 20 Betways to Win Real Money Online
  • Min. bet of $0.01 to $100 per Spin

The extra spins and the soul collector feature are the two elements that stand out in terms of winning this game. Most players like the cartoon styled theme of this game and love that it breaks a smile.

Once you are done playing the best eight online games to win real money on the game app or platform available in your state, you can move on to these slots. Their RTP rates and payout structures make them your second-best choice to earn money online playing games!

RankGameMax RTPMax Win
91429 Uncharted Seas98.50%x670
10Reel Gems96.52%120000
11Big Bad Wolf97.34%x1225
12Age of Egypt97.05%5000000
13Gaelic Luck Exclusive97.06%x1000
14White Rabbit97.72%x10000
15Medusa 297.07%12500
16Steam Tower97.04%x2000
17Gorilla Go Wilder97.04%x37500
18Medusa Megaways97.63%x50000
19Himalayas Roof of the World97.75%250000
22Egyptian Rise97.76%32000
23King's Honour97.75%500000
24Wild Dodo97.01%100000
25Retro Riches97.00%x1186
28Divine Fortune96.59%N/A
30Mercy of the Gods96.64%x1600
31Turn Your Fortune96.24%x2000
32Gorilla Kingdom96.30%x5000
33Buffalo Blitz96.96%N/A
34Triple Diamond96.50%25000000
35Egyptian Rise97.76%32000
36Texas Tea97.35%10000
37Deuces Wild98.91%N/A
38Super Aces99.94%2000
39Triple Deuces Wild99.92%N/A
40Blackjack Switch99.27%N/A
41European Roulette98.37%N/A

How Do Mobile/Desktop Games that Pay Real Money Work?

Here are the steps required to play online games that pay real money:

  1. Click on the link leading to the website to start playing games
  2. Register with the website
  3. Verify your account either by phone or email
  4. Depending on the current offer on the website, you may need to deposit a minimum amount to start playing games

How to Choose the Most Lucrative Slots

If you are in one of the US states where play games to win real money online, you must make sure you choose the right ones. Unlike slot machines in a physical location, online games are picked by research and a little more insight into the game.

Here are the most important things you need to know about online slots and casino games in general.

  • RTP (Return To Player Percentage)
  • Volatility
  • Stakes
  • Jackpot Slots

Assessing the games: The RTP

The RTP or the Return To Player percentage is the amount that the player gets by playing games. For example, a slot with an RTP of 97.5% will give you $97.50 for every $100 you wager.

The higher the RTP, the happier your bank account.

Unlike slots in a physical location, online slots have a much higher RTP, even if it is the exact same game that you are playing.

Assessing the games: Volatility

The volatility of slots is a good indication of the types of wins you can expect from playing games like video slots. High volatility slots carry a higher risk than low volatility slots. Therefore, small bet players should choose a low volatility slot for continuous small wins.

Assessing the games: Stakes

The stakes listed about an online game indicate the real money wins that you could win by playing games. However, it is not a guarantee that you will win the stake amount. Therefore, play with caution and use the different assessment insights to make a calculated decision.

Assessing the games: Jackpot Slots

The chances of winning the jackpot are what draws us, slot fans, to the music, lights, and online games in general. Winning the pot is a million in one event, which can either make or break your bank account, especially when you play online games to win real money.

Can You Win Real Money Online on Table Games?

The odds of winning by real money games at a table are high. In fact, most players prefer playing table games over slots because of the winning odds.

Here are the top 3 casino table games you should choose to get a higher chance to win money playing games:

  • Blackjack: The most favoured table game to win cash rewards
  • Craps: A lucky game for many fun-loving players who like extra money
  • Roulette: A game of chance to earn cash quickly

Is Blackjack a Good Choice? Yes.

As a favourite of most players who enjoy playing games at the table, the odds of winning at blackjack is 49%.

If you are looking for a good time and a strategy that will keep you playing games to win money, we suggest you play the minimum table unit on the first bet and progressively increase. This strategy can potentially keep you at your table for hours playing games to win real money.

Is Roulette a Good Choice? Yes.

Roulette is a game that gives the player one of the best odds of winning.

You are sure to have a great time at a whopping 48.65% chance of winning at the French Roulette or the European Roulette. The American Roulette is good too, but the winning percentage sits slightly lower at 47.37%.

Is Video Poker a Good Choice? Yes.

The odds of winning at video poker is 97-99%.

Video poker is a great choice to earn money playing games online if you pick the right variant and you follow the game's basic strategy

Is Baccarat a Good Choice? Not So Much.

The odds to win at baccarat are low and do not make this table game the ideal choice for any players interested in their chances to earn money playing games online.

While many players consider baccarat to have very low odds, however, if you do win at baccarat, you will double your stake. This said, your money and bonuses are better spent elsewhere.

Are Craps a Good Choice? Not So Much.

Craps are a lot like baccarat when it comes to winning odds being below the 10% mark.

Baccarat has odds of around 5%, which makes it a better choice of the two to earn money.

If you've got lady luck on your side, then craps should be your game of choice for the big cash rewards. The winning odds sit around the 5% mark for Craps; however, if you use your free odds to make your bet and reduce the house edge to a 0.01% value.

Are Scratch Cards a Good Choice? No.

Scratch cards are a pure game of luck and offer a 1% to 5% chance of winning.

What US Sites Offer Free Online Games to Win Real Money?

As expert advisors in the online casino industry, we have combed all US casino websites that offer free games and offers with their game app downloads to suggest only the best places you can get your money's worth and even save money.

Players in the United States will be pleased to find an exciting mix of games listed below that offer no deposit money requirement offers that you can use to kickstart and try the casino for extra cash.

While all the games listed below will pay you real money instantly when you earn rewards, each game is hosted by different online casinos with specific rules.

For example, some may require you to register, verify a PayPal account or credit card, watch videos, require in-app purchases, etc. So make sure you always read the rules before you commit.

US Sites with Free Money Bonuses

US CasinoFree Bonus Money / Spins
888 Casino$20
Tropicana Casino$10
Hard Rock Online Casino50 free spins
Borgata Casino$20
Virgin Casino$10
Harrahs Casino$10
Pala Casino$25
Golden Nugget200 free spins
Ocean Online Casino50 free spins
Scores Casino$25
Caesars Casino$10

Frequently Asked Questions (FAQs) about Playing Games for Real Money Online

How can I win real money online for free playing games?

You need to be located in a state where online gambling is legal to access the real money sites mentioned on this page and win money by playing games.

Most casinos in New Jersey, Michigan, and Pennsylvania offer no deposit bonuses to play free online games on their game app.

Be aware that gambling sites may not be your best choice to find money-making games, as the odds of every game favour the house and not the players.

What casino free games pay the most money?

Online video games like slot machines with a return to player rate above 97% are a good choice for winning real cash prizes. These games offer better odds of winning than most slots.

Card games like blackjack and video poker are the best table game options to win money at online casinos because players can increase their chances to win if they adopt the correct strategies.

Which cash game app is best for earning money?

Casino game apps like DraftKings, BetMGM, Borgata Casino Online, and Unibet Casino offer multiple promotions to play real money games, including no deposit free bonuses.

What is the highest-paying app?

Players in the United States have a limited amount of websites where they can win money by playing games. Finding the best app to play online games and earn money depends on what sites are available to you. BetMGM Casino and DraftKings are the US sites we recommend to play real money games online.

What gaming apps pay you instantly?

All the casinos and online games on this page pay real money. The process to withdraw your money depends on the terms and conditions of each site. There may be wagering requirements or other conditions to meet before a gaming app can pay you.

BioPolitical scientist, and gambling expert, I have spent the most part of the last ten years writing about the casino and poker industry. As a professional journalist, I work with FOX News, La Repubblica, the Economist, Politico, and PokerNews. As a gambler, I won money pretty much anywhere in Europe. As a gambling editor, I'll help you do the same.
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